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The Cost of NOT Paying PMI

Saving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary depending on where you live. There is a common misconception among homebuyers that a 20% down payment is required, and it is this...

4 Reasons Why Fall Is A Great Time to Buy A Home! The Howell Group

4 Reasons Why Fall 2018 Is a Great Time to Buy

Here are four great reasons to consider buying a home today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insights report reveals that home prices have appreciated by 6.2% over the last 12 months. The same report predicts that prices will continue to increase at...

Home Prices: The Difference 5 Years Makes

CoreLogic recently released their Home Price Index Report. One of the key indicators used in the report to determine the health of the housing market was home price appreciation. CoreLogic focused on appreciation from July 2013 to July 2018 to show how prices over the last five years have fared. The...

How to Prepare for Our Photo Shoot

With the majority of buyers shopping for homes online before visiting them, high-definition photos and sometimes video tours are a must, yet they are something that most brokers don’t embrace. Here’s how our team AND you can make your home shine on camera. Understand the Camera’s...

How to Attract More Buyers

These tips can help you convince buyers your property offers top value for their dollar. Even in a seller’s market, it is important for most sellers to maximize their return on investment so together in the weeks before going live, we will create an Action...

What to Know About Homeowners Insurance

A homeowners insurance policy will protect you against certain losses and damage to your new home and is generally required by lenders prior to closing. Most lenders will collect the money you owe for homeowners insurance as part of your monthly mortgage payment and place...

Checklist: Your Mortgage Application

Every lender requires documents as part of the process of approving a mortgage loan. Here are documents you’re generally required to provide: W-2 Tax returns — or business tax returns if you're self-employed — for the last two or three years for every person signing...

5 Tips to Make Your Home Stand Out

When placing your home on the market, it makes sense to make it shine no matter if it’s a seller’s market, or a buyer’s. If a buyer is looking at two similar homes (regardless of market) and we know they look at more than just...

How to Lower Homeowners Insurance Costs

The first step is to shop around; quotes on the same home can vary significantly from company to company. Review the Comprehensive Loss Underwriting Exchange Report. CLUE reports detail both you AND the subject property’s claims history for the last five years, which insurers may use...