Have you ever been flipping through the channels, only to find yourself glued to the couch in an HGTV binge session? We’ve all been there, watching entire seasons of shows like “Property Brothers,” “Fixer Upper,” and “Love It or List It,” all in one sitting. When you’re in the middle of...
Saving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary depending on where you live. There is a common misconception among homebuyers that a 20% down payment is required, and it is this...
Here are four great reasons to consider buying a home today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insights report reveals that home prices have appreciated by 6.2% over the last 12 months. The same report predicts that prices will continue to increase at...
CoreLogic recently released their Home Price Index Report. One of the key indicators used in the report to determine the health of the housing market was home price appreciation. CoreLogic focused on appreciation from July 2013 to July 2018 to show how prices over the last five years have fared. The...
A homeowners insurance policy will protect you against certain losses and damage to your new home and is generally required by lenders prior to closing. Most lenders will collect the money you owe for homeowners insurance as part of your monthly mortgage payment and place...
Every lender requires documents as part of the process of approving a mortgage loan. Here are documents you’re generally required to provide: W-2 Tax returns — or business tax returns if you're self-employed — for the last two or three years for every person signing...
The first step is to shop around; quotes on the same home can vary significantly from company to company. Review the Comprehensive Loss Underwriting Exchange Report. CLUE reports detail both you AND the subject property’s claims history for the last five years, which insurers may use...